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Business Owners Package Insurance
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A Business Owners Package policy, often called a “BOP,” is a recommended product for most small business. because the insurance coverages they need are included.
BOP policies vary from insurance company to insurance company quite a bit. That said, there are many common elements of the policies.
BOP insurance offers business property protection for the business’ building and its contents. The operator of your business will also be protected by liability insurance protection. This liability protection will usually include protections associated with the operation of your business at its physical location and liability from your products or completed work product. This liability coverage is like General Liability Insurance and Commercial Property Insurance.
Some BOP policies offer business income and extra expense protection after an insured loss. Protecting again the loss of income can be a life-saver for many small business owners
Keep in mind that these policies do not include everything your small business will need. For example, you may still need:
- workers’ compensation,
- professional liability, or
- business vehicle coverage.
A member of our team can recommend the ideal coverage to protect you and your small business.
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