Employment Practices Liability Insurance: How to Reduce Your Risk of a Claim

reduce employment practices liability insurance claim

You’ve started a new business. Congratulations! You’ve gotten through the nitty-gritty details of securing a workplace. Now it’s time for the fun part. Hiring employees. You put an ad online detailing all the qualifications you’d like to see in your ideal candidate. Soon, the resumes start rolling in. That’s the moment you put yourself at risk of an employment liability claim. Say you choose not to interview a particular applicant. Or perhaps you do conduct an interview but choose not to hire that person. They could claim discrimination. Let’s say you do hire them, but later fire them. You might […]

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How Much Personal Auto Insurance Do I Really Need?

personal auto insurance

How much personal auto insurance do I really need? That’s a question we heard recently from a new client. And since we love opportunities to share our knowledge, we thought we’d answer it in a blog post. (We’ll cover commercial auto insurance soon too!) There are several different types of coverage that your personal auto insurance policy might include. The amount you purchase will depend on a few factors, so you should really discuss your personal circumstances with your broker. But we can give you a general idea of what is available and how much you might want to buy. […]

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Homeowners Insurance: Are You Properly Covered?

Homeowners Insurance

Your home is your greatest asset so homeowners insurance needs to be a top priority. If you were to experience a fire, flood, break-in, or natural disaster, you’d want to know that your insurance policy had you covered. Unfortunately, too many Americans are underinsured on their homes. To avoid this devastating scenario, be sure to ask your agent these four questions. 1. Will My Insurance Policy Rebuild My Home? When you buy a home, your mortgage lender will require you purchase a certain amount of homeowners insurance. However, this amount is not always enough to rebuild. Be sure that your […]

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What is Cybersecurity Insurance?

Cybersecurity Insurance

When you start a new business, you have a lot of decisions to make. Will you start from scratch, or purchase an existing business? Will you purchase or lease a brick and mortar site, or conduct your business online? Where will you find your financing, and how will you pay your staff? So when you look at the field of insurance options that are available to you, it might be tempting to purchase the bare minimum and put off other insurance decisions for later, after you’re more established. Insuring your building against property damage and purchasing health insurance for yourself […]

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Association Health Plans and Your Company

Association Health Plans

If your company is a member of your local chamber of commerce or another professional association, you’ve probably heard a lot of chatter recently about association health plans. But what are they, and how can they benefit you and your staff? Association Health Plans, Explained Simply put, association health plans (AHPs) are group health plans that allow many small employers to band together to offer health coverage to all of their employees. This means that small businesses, and even people who are self-employed with no employees, can purchase insurance as part of a larger group. If you own a small […]

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