Providing Premium Insurance Services Since 2008

Save Your Smile: The Best Dental Insurance Options for 2019 5/5 (1)

dental insurance options

Did you know that 23% of the U.S. population lacks dental insurance? This equates to over 70 million Americans. Why do so many people lack dental insurance? For one thing, many government-based healthcare plans don’t include dental insurance. A lot of individuals also assume that dental care isn’t as critical as standard medical care. However, dental insurance is definitely worth it, and it can save you hundreds, if not thousands, of dollars in the long run. In this post, we look at the best dental insurance options for 2019 and beyond. What Is Dental Insurance? Dental insurance is a type […]

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Are You Covered? 6 Reasons You Need Personal Liability Insurance and How it Works No ratings yet.

Growing up happens so abruptly. One minute you are in high school thinking about the hunk or beauty from Spanish class, the next you are in your mid-thirties with bills to pay and maybe some debt. This is when you realize that time flies and life happens super-fast. Responsibility is bestowed upon us, whether we want it or not. You come to accept that unexpected twists and turns could be around every corner of life. One of the things that life teaches us as we grow is that we are all liable to some level of risk. We are capable […]

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Employment Practices Liability Insurance: How to Reduce Your Risk of a Claim No ratings yet.

reduce employment practices liability insurance claim

You’ve started a new business. Congratulations! You’ve gotten through the nitty-gritty details of securing a workplace. Now it’s time for the fun part. Hiring employees. You put an ad online detailing all the qualifications you’d like to see in your ideal candidate. Soon, the resumes start rolling in. That’s the moment you put yourself at risk of an employment liability claim. Say you choose not to interview a particular applicant. Or perhaps you do conduct an interview but choose not to hire that person. They could claim discrimination. Let’s say you do hire them, but later fire them. You might […]

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How Much Personal Auto Insurance Do I Really Need? No ratings yet.

personal auto insurance

How much personal auto insurance do I really need? That’s a question we heard recently from a new client. And since we love opportunities to share our knowledge, we thought we’d answer it in a blog post. (We’ll cover commercial auto insurance soon too!) There are several different types of coverage that your personal auto insurance policy might include. The amount you purchase will depend on a few factors, so you should really discuss your personal circumstances with your broker. But we can give you a general idea of what is available and how much you might want to buy. […]

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Homeowners Insurance: Are You Properly Covered? No ratings yet.

Homeowners Insurance

Your home is your greatest asset so homeowners insurance needs to be a top priority. If you were to experience a fire, flood, break-in, or natural disaster, you’d want to know that your insurance policy had you covered. Unfortunately, too many Americans are underinsured on their homes. To avoid this devastating scenario, be sure to ask your agent these four questions. 1. Will My Insurance Policy Rebuild My Home? When you buy a home, your mortgage lender will require you purchase a certain amount of homeowners insurance. However, this amount is not always enough to rebuild. Be sure that your […]

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