In the process of shopping for a home warranty, you’ll soon find out that there is no such thing as one-size-fits-all. There are warranties of all types for different needs and wants, and the best you can do is to be well-prepared for the negotiations.
Regardless of the type of home warranty you are looking for, here are five questions you should be asking before making a decision:
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What are the conditions of your appliances?
Modern appliances were created to make your life easier. However, they do eventually break down. It’s important that you take good care of them and use them according to the manufacturer’s specifications. Only under these circumstances will a home warranty cover any unexpected repair or replacement costs.
In other words, if your appliances break down from regular use, a home warranty will cover any costs required to get them back up and running.
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Are you planning to upgrade or replace your appliances any time soon?
Appliances come with warranties straight from the manufacturer. Unfortunately, they are limited and will eventually expire. With a home warranty, your appliances will be covered even if the manufacturer’s guarantee has ceased. Appliances can be used for years after their manufacturer’s warranties have expired, so extend their lifespan with the help of a home warranty.
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Are there any pre-existing issues with the appliances that haven’t been addressed?
Home warranty companies want the best for you, but they’re limited to how much they can help in terms of addressing pre-existing conditions. It isn’t uncommon to discover issues after an appliance has been in use for quite some time as well. It’s best to look into a home warranty so that you are protected in any case.
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Are there any vital components of your appliances that aren’t covered by warranty?
Your HVAC system’s ductwork and your fridge’s icemaker are examples of different components of an appliance. These parts must be covered by home warranty not only because they’re vital to the system’s functions. However, they can be expensive to repair. With a home warranty, you won’t have to worry about the essential parts of your home breaking down unexpectedly.
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How does the home warranty complement an existing homeowner’s insurance policy?
Home insurance works great to address any issue that may happen to your home whether it is a fire, flood, or earthquake. However, they won’t cover things that will happen to your home, such as your air conditioning unit failing. A home warranty, along with a home insurance policy, can work hand-in-hand to make sure that your house (and wallet) is safe and secure.
These questions will help you in the negotiation process to select the best home warranty plan for you. Don’t always opt for the cheapest option.
Remember—you get what you pay for. It wouldn’t be a smart decision to “cheap out” on a warranty that covers such an expensive investment: your home.
If you’re looking for home warranty insurance in Las Vegas, get in touch with us today to see how we can help!
